Chubb Travel Insurance for Schengen

Travel Insurance must provide medical coverage and cover emergency medical evacuation/repatriation of at least EUR 30,000 (around THB 1.1–1.15 million, depending on the exchange rate) and remain valid for the entire stay in the Schengen area.

All Chubb travel insurance plans can be used to support a Schengen visa application.

Yes. All Chubb travel insurance plans can be used to apply for a Schengen visa and are approved by the embassies of all Schengen countries in Thailand. Just enter your information in English when purchasing, and the system will issue an English-language policy document and send it to your email so you can attach it to your visa application right away.

Yes. If you buy a single Chubb Travel Insurance policy and do not select the United States or Canada as your destination, the policy will state the travel route as “Worldwide excluding USA and Canada,” which provides coverage across all Schengen countries.

Personal accident insurance (PA) covers only death, disability, and medical expenses caused by accidents. It does not cover illness during the trip, flight delays, or lost baggage. Travel insurance provides broader protection, including accidents, illnesses that happen while traveling, and other unexpected events.

For your Europe trip, you must have overseas travel insurance with medical coverage of at least EUR 30,000 for the entire trip, and personal accident insurance (PA) cannot be used as a substitute.

Chubb Travel Insurance has 3 plans to choose from: Essential, Premium, and Ultimate. Premium plan start at THB 265, with medical coverage starting at THB 2 million and going up to THB 6 million.

You can choose the plan based on the coverage amount you need, and yes all plans are overseas travel insurance that can be used to apply for a visa in any Schengen country.

You should buy Schengen insurance so that it covers the entire period you are in the Schengen area, including from the day you depart Thailand until the day you return to Thailand.

In practice, it is recommended to add at least 1 extra day before and after your trip, because some Schengen embassies require the policy to cover the period before departure and after return, to account for flight delays or schedule changes.

The coverage period should match or cover the dates shown on your flight ticket and accommodation booking used for the visa application.

Single-trip travel insurance is suitable for people taking one trip and co for up to 180 days per trip. Annual Multi Trip travel insurance is better suited for frequent travelers, as one purchase covers the whole year and can provides continuous coverage up to 120 days per trip.

There is no fixed rule for how far in advance you must buy travel insurance before applying for a visa, but travel insurance is one of the important documents required for a Schengen visa application.

You can easily purchase Chubb Travel Insurance through the website and receive the policy document via email immediately after payment is completed.

For the coverage period, select dates from the day you depart Thailand until the day you return to Thailand.

In general, single-trip travel insurance can be purchased up to 1 year in advance of the travel date, while annual travel insurance can be purchased up to 3 months in advance.

Chubb Schengen travel insurance premiums start at THB 265. The price depends on the plan you choose, the number of travel days, and the insured person’s age. The longer the trip or the higher the coverage amount, the higher the premium will be.

You can buy Schengen travel insurance online immediately through the website in just a few minutes. Once payment is completed, the system will send the policy and English visa documents to your email right away, so you can print them and use them for your visa application.

Buying at the airport before departure may be possible with some companies having kiosk, but for a Schengen visa trip, this is definitely not enough time, because you must submit the policy when you apply for the visa, which is usually needed several weeks before departure.

Buying online in advance is a much better option. It gives you time to compare plans in detail, and you may also get coverage for trip postponement or cancellation depending on the policy terms. Buying Chubb Travel Insurance through the website only takes a few minutes, and youwill  receive the policy instantly via email after payment is completed.

You will receive the documents immediately after payment is completed. The system will send the policy document and the visa supporting documents to your email in English, if you entered your information in English. You can print the documents and use them for your visa application right away.

f your visa is not approved, you can request a refund of the Schengen travel insurance premium according to the company’s terms and conditions. You can send proof of the visa rejection from the embassy by email to Travel.TH@chubb.com, along with any documents or evidence the company may require as needed.

For more information, you can contact +66 2611 4242